Financial options at Seaview Dental in Eatontown, NJ

Cost should never be the reason you put off care. Our team is upfront about what to expect before any treatment begins, and we work with most major insurance plans plus several financing options to make quality dental care in Eatontown affordable.
In-network with major insurers • CareCredit, Cherry & Kleer accepted • Costs explained before treatment begins
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Insurance we accept

Our caring dentists and team understand that financial considerations play a real role in your dental care decisions. We work with most major PPO insurance companies.

Financing options

We also offer CareCredit, a trusted third-party lender specializing in healthcare financing, and Cherry, a flexible payment plan you can apply for in minutes. For patients without insurance, we offer an in-house membership plan through Kleer that covers routine preventive care and gives you a discount on other treatment.

Understanding in-network vs. out-of-network

In-network

Out-of-network PPO

Annual maximum
Yes
Yes
Insurance pays toward covered care
Yes
Yes, depending on your plan
We file your claims
Yes
Yes
Preventive care benefits
Often covered
Often covered
Fee schedule
Insurance-contracted fees
Practice fees; reimbursement based on your plan
Your out-of-pocket cost
Typically lower
May be slightly higher
Choice of dentist
Limited to your plan's network
Freedom to choose any dentist
Use your PPO benefits
Yes
Often, yes
Stay with a dentist you trust
If they remain in-network
Your choice

Out-of-network doesn't mean out-of-coverage.

Many PPO dental plans provide benefits for both in-network and out-of-network care. Choosing an out-of-network dentist may give you greater freedom to select the dentist and practice that's right for you while still allowing you to use your dental benefits.

Not sure about your benefits? We're happy to help you understand your plan and estimate your coverage before treatment.

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Benefits vary by insurance plan. Coverage and reimbursement are determined by your individual policy and are not guaranteed.

Frequently asked questions about paying for care

What if I don't have dental insurance?
Will I know my cost before treatment starts?
Do you offer a membership plan for patients without insurance?
Can I use my FSA or HSA card?
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Ready to schedule?

If you have any questions about these financial options, or would like to schedule an appointment, call or text our Eatontown office.